Date of Last Revision: February 23, 2017

Statement of Rights and Responsibilities
This Statement of Rights and Responsibilities (“Statement,” “Terms,” or “SRR”) derives from the HBCU Wall Street Principles, and is our terms of service that governs our relationship with users and others who interact with HBCU Wall Street, as well as HBCU Wall Street brands, products and services, which we call the “HBCU Wall Street Services” or “Services”. By using or accessing the HBCU Wall Street Services, you agree to this Statement, as updated from time to time in accordance with Section 13 below. Additionally, you will find resources at the end of this document that help you understand how HBCU Wall Street works.
Because HBCU Wall Street provides a wide range of Services, we may ask you to review and accept supplemental terms that apply to your interaction with a specific app, product, or service. To the extent those supplemental terms conflict with this SRR, the supplemental terms associated with the app, product, or service govern with respect to your use of such app, product or service to the extent of the conflict.
Privacy

Your privacy is very important to us. We designed our Data Policy to make important disclosures about how you can use HBCU Wall Street to share with others and how we collect and can use your content and information. We encourage you to read the Data Policy, and to use it to help you make informed decisions.

Sharing Your Content and Information

You own all of the content and information you post on HBCU Wall Street, and you can control how it is shared through your privacy and application settings. In addition:
For content that is covered by intellectual property rights, like photos and videos (IP content), you specifically give us the following permission, subject to your privacy and application settings: you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any IP content that you post on or in connection with HBCU Wall Street (IP License). This IP License ends when you delete your IP content or your account unless your content has been shared with others, and they have not deleted it.
When you delete IP content, it is deleted in a manner similar to emptying the recycle bin on a computer. However, you understand that removed content may persist in backup copies for a reasonable period of time (but will not be available to others).
When you use an application, the application may ask for your permission to access your content and information as well as content and information that others have shared with you. We require applications to respect your privacy, and your agreement with that application will control how the application can use, store, and transfer that content and information. (To learn more about Platform, including how you can control what information other people may share with applications, read our Data Policy and Platform Page.)
When you publish content or information using the Public setting, it means that you are allowing everyone, including people off of HBCU Wall Street, to access and use that information, and to associate it with you (i.e., your name and profile picture).
We always appreciate your feedback or other suggestions about HBCU Wall Street, but you understand that we may use your feedback or suggestions without any obligation to compensate you for them (just as you have no obligation to offer them).

Safety

We do our best to keep HBCU Wall Street safe, but we cannot guarantee it. We need your help to keep HBCU Wall Street safe, which includes the following commitments by you:
You will not post unauthorized commercial communications (such as spam) on HBCU Wall Street.
You will not collect users’ content or information, or otherwise access HBCU Wall Street, using automated means (such as harvesting bots, robots, spiders, or scrapers) without our prior permission.
You will not engage in unlawful multi-level marketing, such as a pyramid scheme, on HBCU Wall Street.
You will not upload viruses or other malicious code.
You will not solicit login information or access an account belonging to someone else.
You will not bully, intimidate, or harass any user.
You will not post content that: is hate speech, threatening, or pornographic; incites violence; or contains nudity or graphic or gratuitous violence.
You will not develop or operate a third-party application containing alcohol-related, dating or other mature content (including advertisements) without appropriate age-based restrictions.
You will not use HBCU Wall Street to do anything unlawful, misleading, malicious, or discriminatory.
You will not do anything that could disable, overburden, or impair the proper working or appearance of HBCU Wall Street, such as a denial of service attack or interference with page rendering or other HBCU Wall Street functionality.
You will not facilitate or encourage any violations of this Statement or our policies.

Registration and Account Security

HBCU Wall Street users provide their real names and information, and we need your help to keep it that way. Here are some commitments you make to us relating to registering and maintaining the security of your account:
You will not provide any false personal information on HBCU Wall Street, or create an account for anyone other than yourself without permission.
You will not create more than one personal account.
If we disable your account, you will not create another one without our permission.
You will not use your personal timeline primarily for your own commercial gain, and will use a HBCU Wall Street Page for such purposes.
You will not use HBCU Wall Street if you are under 13.
You will not use HBCU Wall Street if you are a convicted sex offender.
You will keep your contact information accurate and up-to-date.
You will not share your password (or in the case of developers, your secret key), let anyone else access your account, or do anything else that might jeopardize the security of your account.
You will not transfer your account (including any Page or application you administer) to anyone without first getting our written permission.
If you select a username or similar identifier for your account or Page, we reserve the right to remove or reclaim it if we believe it is appropriate (such as when a trademark owner complains about a username that does not closely relate to a user’s actual name).

Protecting Other People’s Rights

We respect other people’s rights, and expect you to do the same.
You will not post content or take any action on HBCU Wall Street that infringes or violates someone else’s rights or otherwise violates the law.
We can remove any content or information you post on HBCU Wall Street if we believe that it violates this Statement or our policies.
We provide you with tools to help you protect your intellectual property rights. To learn more, visit our How to Report Claims of Intellectual Property Infringement page.
If we remove your content for infringing someone else’s copyright, and you believe we removed it by mistake, we will provide you with an opportunity to appeal.
If you repeatedly infringe other people’s intellectual property rights, we will disable your account when appropriate.
You will not use our copyrights or Trademarks or any confusingly similar marks, except as expressly permitted by our Brand Usage Guidelines or with our prior written permission.
If you collect information from users, you will: obtain their consent, make it clear you (and not HBCU Wall Street) are the one collecting their information, and post a privacy policy explaining what information you collect and how you will use it.
You will not post anyone’s identification documents or sensitive financial information on HBCU Wall Street.
You will not tag users or send email invitations to non-users without their consent. HBCU Wall Street offers social reporting tools to enable users to provide feedback about tagging.

Mobile and Other Devices

We currently provide our mobile services for free, but please be aware that your carrier’s normal rates and fees, such as text messaging and data charges, will still apply.
In the event you change or deactivate your mobile telephone number, you will update your account information on HBCU Wall Street within 48 hours to ensure that your messages are not sent to the person who acquires your old number.
You provide consent and all rights necessary to enable users to sync (including through an application) their devices with any information that is visible to them on HBCU Wall Street.

Payments

If you make a payment on HBCU Wall Street, you agree to our Payments Terms unless it is stated that other terms apply.

Special Provisions Applicable to Developers/Operators of Applications and Websites

Our goal is to deliver advertising and other commercial or sponsored content that is valuable to our users and advertisers. In order to help us do that, you agree to the following:
You give us permission to use your name, profile picture, content, and information in connection with commercial, sponsored, or related content (such as a brand you like) served or enhanced by us. This means, for example, that you permit a business or other entity to pay us to display your name and/or profile picture with your content or information, without any compensation to you. If you have selected a specific audience for your content or information, we will respect your choice when we use it.
We do not give your content or information to advertisers without your consent.
You understand that we may not always identify paid services and communications as such.

Special Provisions Applicable to Advertisers

If you use our self-service advertising creation interfaces for creation, submission and/or delivery of any advertising or other commercial or sponsored activity or content (collectively, the “Self-Serve Ad Interfaces”), you agree to our Self-Serve Ad Terms. In addition, your advertising or other commercial or sponsored activity or content placed on HBCU Wall Street or our publisher network will comply with our Advertising Policies.
Special Provisions Applicable to Pages

If you create or administer a Page on HBCU Wall Street, or run a promotion or an offer from your Page, you agree to our Pages Terms.

Special Provisions Applicable to Software

If you download or use our software, such as a stand-alone software product, an app, or a browser plugin, you agree that from time to time, the software may download and install upgrades, updates and additional features from us in order to improve, enhance, and further develop the software.
You will not modify, create derivative works of, decompile, or otherwise attempt to extract source code from us, unless you are expressly permitted to do so under an open source license, or we give you express written permission.

Amendments

We’ll notify you before we make changes to these terms and give you the opportunity to review and comment on the revised terms before continuing to use our Services.
If we make changes to policies, guidelines or other terms referenced in or incorporated by this Statement, we may provide notice on the Site Governance Page.
Your continued use of the HBCU Wall Street Services, following notice of the changes to our terms, policies or guidelines, constitutes your acceptance of our amended terms, policies or guidelines.

Termination

If you violate the letter or spirit of this Statement, or otherwise create risk or possible legal exposure for us, we can stop providing all or part of HBCU Wall Street to you. We will notify you by email or at the next time you attempt to access your account. You may also delete your account or disable your application at any time. In all such cases, this Statement shall terminate, but the following provisions will still apply: 2.2, 2.4, 3-5, 9.3, and 14-18.

Disputes

You will resolve any claim, cause of action or dispute (claim) you have with us arising out of or relating to this Statement or HBCU Wall Street exclusively in the U.S. District Court for the Northern District of California or a state court located in San Mateo County, and you agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such claims. The laws of the State of California will govern this Statement, as well as any claim that might arise between you and us, without regard to conflict of law provisions.
If anyone brings a claim against us related to your actions, content or information on HBCU Wall Street, you will indemnify and hold us harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) related to such claim. Although we provide rules for user conduct, we do not control or direct users’ actions on HBCU Wall Street and are not responsible for the content or information users transmit or share on HBCU Wall Street. We are not responsible for any offensive, inappropriate, obscene, unlawful or otherwise objectionable content or information you may encounter on HBCU Wall Street. We are not responsible for the conduct, whether online or offline, of any user of HBCU Wall Street.

Special Provisions Applicable to Users Outside the United States

We strive to create a global community with consistent standards for everyone, but we also strive to respect local laws. The following provisions apply to users and non-users who interact with HBCU Wall Street outside the United States:
You consent to having your personal data transferred to and processed in the United States.
If you are located in a country embargoed by the United States, or are on the U.S. Treasury Department’s list of Specially Designated Nationals you will not engage in commercial activities on HBCU Wall Street (such as advertising or payments) or operate a Platform application or website. You will not use HBCU Wall Street if you are prohibited from receiving products, services, or software originating from the United States.
Certain specific terms that apply only for German users are available here.
Definitions

By “HBCU Wall Street” or” HBCU Wall Street Services” we mean the features and services we make available, including through (a) our website at www.hbcuwallstreet.com and any other HBCU Wall Street branded or co-branded websites (including sub-domains, international versions, widgets, and mobile versions); (b) our Platform; (c) social plugins such as the Like button, the Share button and other similar offerings; and (d) other media, brands, products, services, software (such as a toolbar), devices, or networks now existing or later developed. HBCU Wall Street reserves the right to designate, in its sole discretion, that certain of our brands, products, or services are governed by separate terms and not this SRR.
By “Platform” we mean a set of APIs and services (such as content) that enable others, including application developers and website operators, to retrieve data from HBCU Wall Street or provide data to us.
By “information” we mean facts and other information about you, including actions taken by users and non-users who interact with HBCU Wall Street.
By “content” we mean anything you or other users post, provide or share using HBCU Wall Street Services.
By “data” or “user data” or “user’s data” we mean any data, including a user’s content or information that you or third parties can retrieve from HBCU Wall Street or provide to HBCU Wall Street through Platform.
By “post” we mean post on HBCU Wall Street or otherwise make available by using HBCU Wall Street.
By “use” we mean use, run, copy, publicly perform or display, distribute, modify, translate, and create derivative works of.
By “application” we mean any application or website that uses or accesses Platform, as well as anything else that receives or has received data from us. If you no longer access Platform but have not deleted all data from us, the term application will apply until you delete the data.
By “Trademarks” we mean the list of trademarks provided here.

Other

If you are a resident of or have your principal place of business in the US or Canada, this Statement is an agreement between you and HBCU Wall Street, Inc. Otherwise, this Statement is an agreement between you and HBCU Wall Street. References to “us,” “we,” and “our” mean either HBCU Wall Street, Inc, as appropriate.
This Statement makes up the entire agreement between the parties regarding HBCU Wall Street, and supersedes any prior agreements.
If any portion of this Statement is found to be unenforceable, the remaining portion will remain in full force and effect.
If we fail to enforce any of this Statement, it will not be considered a waiver.
Any amendment to or waiver of this Statement must be made in writing and signed by us.
You will not transfer any of your rights or obligations under this Statement to anyone else without our consent.
All of our rights and obligations under this Statement are freely assignable by us in connection with a merger, acquisition, or sale of assets, or by operation of law or otherwise.
Nothing in this Statement shall prevent us from complying with the law.
This Statement does not confer any third party beneficiary rights.
We reserve all rights not expressly granted to you.
You will comply with all applicable laws when using or accessing HBCU Wall Street.

By using or accessing HBCU Wall Street Services, you agree that we can collect and use such content and information in accordance with the Data Policy as amended from time to time. You may also want to review the following documents, which provide additional information about your use of HBCU Wall Street:
Payment Terms: These additional terms apply to all payments made on or through HBCU Wall Street, unless it is stated that other terms apply.
HBCU Wall Street Platform Policies: These guidelines outline the policies that apply to applications, including Connect sites.
Advertising Policies: These guidelines outline the policies that apply to advertisements placed on HBCU Wall Street.
Self-Serve Ad Terms: These terms apply when you use the Self-Serve Ad Interfaces to create, submit, or deliver any advertising or other commercial or sponsored activity or content.
Promotions Guidelines: These guidelines outline the policies that apply if you offer contests, sweepstakes, and other types of promotions on HBCU Wall Street.
HBCU Wall Street Brand Resources: These guidelines outline the policies that apply to use of HBCU Wall Street trademarks, logos and screenshots.
How to Report Claims of Intellectual Property Infringement
Pages Terms: These guidelines apply to your use of HBCU Wall Street.
Community Standards: These guidelines outline our expectations regarding the content you post to HBCU Wall Street and your activity on HBCU Wall Street.

How Do We Use Your Information

  • To provide, improve and develop services
  • Effectively communicate with you
  • Show and analyze digital advertisements
  • Make our website safer and more secure

    How Is Your Information Shared

    Sharing On Our Services
    People use our Services to connect and share with others. We make this possible by sharing your information in the following ways:

    Public information is any information you share with a public audience, as well as information in your Public Profile, or content you share on a HBCU Wall Street Page or another public forum. Public information is available to anyone on or off our Services and can be seen or accessed through online search engines, APIs, and offline media, such as on TV.

    In some cases, people you share and communicate with may download or re-share this content with others on and off our Services. When you comment on another person’s post or like their content on HBCU Wall Street, that person decides the audience who can see your comment or like. If their audience is public, your comment will also be public.
    People that see content others share about you.
    Other people may use our Services to share content about you with the audience they choose. For example, people may share a photo of you, mention or tag you at a location in a post, or share information about you that you shared with them. If you have concerns with someone’s post, social reporting is a way for people to quickly and easily ask for help from someone they trust. Learn More.
    Apps, websites and third-party integrations on or using our Services.
    When you use third-party apps, websites or other services that use, or are integrated with, our Services, they may receive information about what you post or share. For example, when you play a game with your HBCU Wall Street friends or use the HBCU Wall Street Comment on a website, the game developer or website may get information about your activities in the game or receive a comment or link that you share from their website on HBCU Wall Street. In addition, when you download or use such third-party services, they can access your Public Profile, which includes your username or user ID, your age range and country/language, your list of friends, as well as any information that you share with them. Information collected by these apps, websites or integrated services is subject to their own terms and policies.

    Learn more about how you can control the information about you that you or others share with these apps and websites.
    Sharing within HBCU Wall Street companies.
    We share information we have about you within the family of companies that are part of HBCU Wall Street. Learn more about our companies.
    New owner.
    If the ownership or control of all or part of our Services or their assets changes, we may transfer your information to the new owner.

    Sharing With Third-Party Partners and Customers
    We work with third party companies who help us provide and improve our Services or who use advertising or related products, which makes it possible to operate our companies and provide free services to people around the world.

    Here are the types of third parties we can share information with about you:
    Advertising, Measurement and Analytics Services (Non-Personally Identifiable Information Only).
    We want our advertising to be as relevant and interesting as the other information you find on our Services. With this in mind, we use all of the information we have about you to show you relevant ads. We do not share information that personally identifies you (personally identifiable information is information like name or email address that can by itself be used to contact you or identifies who you are) with advertising, measurement or analytics partners unless you give us permission. We may provide these partners with information about the reach and effectiveness of their advertising without providing information that personally identifies you, or if we have aggregated the information so that it does not personally identify you. For example, we may tell an advertiser how its ads performed, or how many people viewed their ads or installed an app after seeing an ad, or provide non-personally identifying demographic information (such as 25 year old female, in Madrid, who likes software engineering) to these partners to help them understand their audience or customers, but only after the advertiser has agreed to abide by our advertiser guidelines.

    Please review your advertising preferences to understand why you’re seeing a particular ad on HBCU Wall Street. You can adjust your ad preferences if you want to control and manage your ad experience on HBCU Wall Street.
    Vendors, service providers and other partners.
    We transfer information to vendors, service providers, and other partners who globally support our business, such as providing technical infrastructure services, analyzing how our Services are used, measuring the effectiveness of ads and services, providing customer service, facilitating payments, or conducting academic research and surveys. These partners must adhere to strict confidentiality obligations in a way that is consistent with this Data Policy and the agreements we enter into with them.

    How will we notify you of changes to this policy?

    We’ll notify you before we make changes to this policy and give you the opportunity to review and comment on the revised policy before continuing to use our Services.