The Thrift Savings Guide That Works


The TSP is the part of your federal retirement that you ultimately have the most control over. It’s determined by you and can work for you the way you deem fit. Therefore, it’s best that you treat it with care. It’s your golden
opportunity! The TSP is really the only flexible part of your retirement. The Federal Employee Retirement System (FERS) and Social Security (SSI) are both fixed accounts that are tied to two main factors: how long you work and for what income you have earned over your career, very much like the “Old System” but at a much lesser percentage of your pay.



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